Factors affecting customer satisfaction with digital banking services at Vietnamese commercial banks

Abstract

In the context of rapid digital transformation, digital banking services have become an increasingly important component of the operations and competitive strategies of Vietnamese commercial banks. Enhancing customer satisfaction with these services has emerged as a critical objective for improving service quality and sustaining long-term growth. This study investigates the key factors influencing customer satisfaction with digital banking services at commercial banks in Vietnam. By identifying the determinants of customer perceptions and expectations, the research provides valuable insights into how banks can refine their digital offerings and optimize the user experience. The findings contribute to the development of targeted strategies to improve service quality, increase customer satisfaction, and strengthen long-term customer loyalty in the digital banking environment
Keywords
digital banking digital banking services digital banking services customer satisfaction

References

1.
Phạm Thu Hương (2024). Phát triển dịch vụ ngân hàng điện tử tại Việt Nam. Nhà xuất bản Chính trị Quốc gia - Sự thật, Hà Nội.
2.
Phạm Thu Thủy (2025), Giáo trình Marketing dịch vụ Tài chính - Ngân hàng. Nhà xuất bản Lao động, Hà Nội.
3.
Vietnam News, VietnamPlus; DLU Scholar