Improving the Quality of Small and Medium-sized Enterprises Loans at the Joint Stock Commercial Bank for Investment and Development of Vietnam - Thanh Vinh Branch

Lending is the main credit activity of commercial banks in general and the Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) - Thanh Vinh Branch in particular. The revenue of commercial banks mainly comes from lending activities, especially lending to small and medium-sized enterprises (SMEs). This paper assesses the current quality of SMEs loans at BIDV - Thanh Vinh Branch from two perspectives: (1) the supplier - the bank; and (2) the customer - SMEs. Based on the paper's findings, some solutions are proposed to improve the Branch's SMEs lending quality in the coming time.