Factors influencing financial risk tolerance among young people

Abstract

This study investigates the key factors influencing financial risk tolerance among young people in today’s modern economic environment. It explores how financial education, market awareness, and social, familial, and technological contexts shape the younger generation’s capacity to manage financial risks effectively. The study places particular emphasis on factors that significantly impact investment decisions and personal financial management. Based on these insights, the article proposes targeted solutions to enhance young individuals’ ability to sustainably accept and manage financial risks, contributing to their long-term financial well-being.
Keywords
risk tolerance youth personal finance investing financial education risk perception social environment

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