Capital regulations under Basel III and implementation solutions in Vietnam

Abstract

The Basel III Accord is a comprehensive international regulatory framework designed to strengthen the resilience of the banking sector against financial shocks by enhancing capital adequacy, liquidity requirements, and risk management standards. In Vietnam, the adoption of Basel III represents a significant milestone in the country’s financial integration with global standards. However, the implementation process faces considerable challenges, particularly in terms of the financial capacity, technological infrastructure, and risk management capabilities of domestic credit institutions. This study analyzes the capital regulation components of Basel III, evaluates the current status of its application in Vietnam, and proposes practical solutions to support its effective and sustainable implementation.
Keywords
Basel III capital regulations capital adequacy ratio bank Vietnam solution

References

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Basel Committee on Banking Supervision. (2017). Basel III: Finalising Post-crisis Reforms. Bank for International Settlements. Truy cập tại: https://www.bis.org/bcbs/publ/d424.htm
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