Evaluating the ability of Baby Mall & Care store chain’s customers to do installment sales

An installment sale is a financing arrangement in which the seller allows the buyer to make payments over an extended period of time. If customers are not able to make all payment at once, they will have to use the installment sale to acquire goods and use services to meet their daily needs. After more than 9 years of operation in a fierce competitive business environment, it is necessary for Baby Mall & Care store chain to evaluate the ability of its customers to do installment sales. This evaluation would create a premise for the new development of Baby Mall & Care store chain nationwide.