Abstract
The purchase price and payment method are two fundamental components of a housing purchase contract. In Vietnam’s rapidly urbanizing economy, where the real estate market remains highly volatile, the determination of housing prices and the selection of payment methods are shaped by a wide range of factors, including supply and demand dynamics, government policies, urban planning, infrastructure development, macroeconomic conditions, social influences, environmental considerations, and market psychology. Drawing on an analysis of existing legal regulations and real-world transaction practices, this study identifies six key groups of factors affecting housing prices and outlines five common payment methods used in housing purchase contracts in Vietnam. Based on these findings, the study proposes several recommendations aimed at improving the legal framework, enhancing market transparency, and safeguarding the legitimate rights and interests of parties involved in housing transactions.
