Số phát hành: Số 25 - Tháng 9 - 2026Quản trị - Quản lý
Mobile payment application use and spending behavior among National Economics University students
Xuất bản: tháng 10 4, 2026
Tóm tắt
The rapid development of digital technology has made mobile payment applications an increasingly common means of conducting everyday financial transactions. This study examines their influence on the spending behavior of students at National Economics University. Using a descriptive quantitative design, data were collected through a questionnaire administered to students who use mobile payment applications. The analysis considers usage patterns, spending behavior, and students’ perceptions of how these applications affect their purchases. The findings suggest that mobile payment applications make daily transactions more convenient, faster, and more accessible. At the same time, their ease of use and promotional features, including discounts and cashback, may encourage more frequent and unplanned purchases. These findings highlight both the practical benefits of mobile payments and their potential to influence students’ spending habits, underscoring the importance of responsible financial practices.
Từ khóa
mobile payment applicationsspending behavioruniversity studentsdigital payment
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